Category: News & Updates
First National Title Believes in Thinking Local!
- Published on Tuesday, 31 August 2021 08:43
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The purchase of a home can be a bit intimidating. Much of the paperwork involves matters that are very personal in nature, and sometimes you may feel uneasy about providing this information to people you don’t know well. When dealing with First National Title, we want you to be at ease and to feel as if you have a partner in your home buying experience.
FNTC is here to help, and our agents live where you do!
- Published on Wednesday, 11 August 2021 11:27
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Many title companies have followed a trend in either housing their land records, or even having their title examinations performed outside of the country. First National Title Company is different, we house are records right here in Arkansas, and your title examinations and real estate closings are conducted through our 25 offices throughout the State.
Buying a new home? Read this first!
- Published on Friday, 30 July 2021 10:12
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There’s nothing like being handed the keys to your new home, and having your real estate closing in your rear view mirror. The process is actually pretty straightforward, but there are definitely a lot of preparations to be made. These include home inspections, appraisals, financing arrangements, and legal filings. The key to a smooth closing is advance preparation, but many homeowners might not know where to start.
Our team at FNT is here to take care of all your title insurance needs!
- Published on Monday, 12 July 2021 10:25
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Sometimes, even the smoothest real estate transactions may take weeks to complete, and a lot of things can happen. That’s why it’s so important to make sure that you perform your due diligence and make sure that the seller is in a clear position to sell the property, and that there are no defects with the title (commonly known as title clouds). The most common title clouds you might encounter include delinquent taxes, child support, HOA dues, and legal judgments and liens. Fraud and forgery isn’t quite as common, but if a family member signed someone else’s name to a legal document to expedite a sale, it can result in major legal problems later. If there are any clouds on the title, they must be resolved before the title can be transferred. That is why title insurance is such an important part of each real estate transaction.
Contact our team for all of your title search needs!
- Published on Friday, 25 June 2021 13:55
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Every home has a story, and you need to know that story before you proceed. So many things happen over the course of a home’s lifetime, and this is particularly true when it changes ownership. Sometimes researching the title history of property can take odd twists and turns. If this is the case with your property, title defects may be the result, which can greatly affect the ability to consummate the sale of the property. If the seller owes delinquent taxes, HOA dues, or unpaid child support, there could be liens on the property. These problems are commonly known as “title clouds” and they must be resolved before the title changes hands. The title search will help the purchaser identify if there are liens in place, and afford the parties to resolve the issues in order to proceed with closing.
First National Title Company has been verified by a 3rd Party, Erwin & Co., to be in compliance with ALTA Best Practices. Click the ALTA logo to see the Erwin & Co. report.
