No matter how many times that you’ve done it before, buying or selling a home can be a complicated process that requires a lot of research and paperwork before the property can legally and officially change hands. And the prudent buyer should always include in this process a decision to purchase title insurance to reduce your risk to title defects, commonly known as “title clouds.” Misfiled paperwork, liens on the title, and unknown heirs are just a few of the problems that you can encounter along the way, and, without title insurance, you run the risk of having to pay exorbitant legal fees out of pocket to resolve the clouds on the title.
Buying or selling a home or an investment property is hard work, no matter how many times that you’ve done it before. Once an offer is accepted, the hard work officially begins, and if you don’t have a great title service company helping you prepare for closing, you’re taking an expensive risk. But with so many real estate title companies competing for your business, making an informed decision can often feel overwhelming!
No matter how many years that you’ve spent in your home, when it comes time to sell it, the process can be overwhelming. It was the place where you created a lot of memories with your family and friends, and when you’re making a change to a new home, it can be a little bittersweet.
It doesn’t matter what the reason, when it comes time to sell your home, most of us get a little emotional. After all, your home is the place where you’ve created memories with your family, and the place where you wound down after each long day at work. You don’t want to put that sort of transaction in the hands of just any realtor or title company. You want to find someone that you can trust. And if the idea of working with someone at an overseas call center that you can only reach by telephone bothers you, you’re definitely not alone!
Real Estate transactions aren’t totally different from any other retail or service transactions, but the stakes are typically a lot higher, as is the sales price, and the amount of documentation that must be prepared and filed. But your mother didn’t raise a fool, and you shouldn’t discount your instincts when looking for a title insurance agent or shopping for a title insurance policy. When it comes to closing services, title searches, and land title insurance, you owe it to yourself to leave no stone unturned when looking for a provider.