Category: News & Updates
Looking for a title insurance agent you can trust? Let us earn your business!
- Published on Tuesday, 27 November 2018 12:37
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When you’re purchasing a home or investment property, a title insurance policy is a great investment. Most real estate transactions are made in good faith, and closing typically runs smoothly. Unfortunately, most properties have changed hands a lot over the course of their lifetime, and the potential for problems with the title transfer increases with each sale. Many times, it might simply be misfiled paperwork, but occasionally there can be bigger problems, such as fraud, forgery, or even unknown heirs with a legitimate claim to the property. These title defects are commonly known as title clouds, and without a title insurance policy in place, you run the risk going through the lengthy and expensive process of resolving them at your own expense.
Why Title Insurance is Essential
- Published on Thursday, 08 November 2018 21:48
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When you’re buying a home, title research is an important way to ensure that your transaction will be smooth and uneventful. The more times that a property has changed hands, the greater the chance that there could be previously undiscovered liens or encumbrances on the title, commonly known as “title clouds.” In the event that there are any clouds on the title, they must be resolved prior to closing, and title insurance will help protect you from being forced to pay correction fees out of your own pocket.
Buying a new Home? Protect yourself with title insurance!
- Published on Wednesday, 31 October 2018 14:47
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Buying a new home is exciting, but it can also be a little intimidating. A large asset is changing hands for a lot of money, and before the title can be transferred, a lot of research has to be performed, and a lot of documentation has to take place. Most sales run smoothly, but what can you do to protect yourself if there’s a problem?
Selling your home? Read this First!
- Published on Monday, 22 October 2018 16:04
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We take a lot of pride in our homes, and want to get the best possible price when it comes time to sell. But listing and selling a home is challenging, and we owe it to ourselves to hire the right professionals to handle the preparations for the sale and property closing.
Why is title insurance so important?
- Published on Wednesday, 10 October 2018 07:47
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No matter how many times that you’ve done it before, buying or selling a home can be a complicated process that requires a lot of research and paperwork before the property can legally and officially change hands. And the prudent buyer should always include in this process a decision to purchase title insurance to reduce your risk to title defects, commonly known as “title clouds.” Misfiled paperwork, liens on the title, and unknown heirs are just a few of the problems that you can encounter along the way, and, without title insurance, you run the risk of having to pay exorbitant legal fees out of pocket to resolve the clouds on the title.
First National Title Company has been verified by a 3rd Party, Erwin & Co., to be in compliance with ALTA Best Practices. Click the ALTA logo to see the Erwin & Co. report.
