Here’s Why Title Insurance is One of the Best Investments You’ll Ever Make

As closing approaches, there are many preparations to be made, and papers to sign. You can generally assume that all parties are operating in good faith, but even so, it is possible to turn up a defect when doing a title search (commonly referred to as title clouds). When that happens, the sale cannot proceed until the cloud is resolved, possibly resulting in lengthy delays and exorbitant legal fees.

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Aren’t All Closing and Title Companies the Same? In a Word, No.

When you’re purchasing real estate, an accepted offer is merely the first step. The following months involve a lot of paperwork, research, legal filings, and professional consultations. That’s why it’s so important to get the right professionals in your corner from the start! But do you know how to choose a title company?

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What’s the Big Deal About an Independent Title Company?

Title companies serve a crucial function in the real estate transaction process. The title company, also referred to as the closing company, performs title searches, keeps track and organizes documents required for the transaction to close, escrows funds for the closing, provides commitments for title insurance, and safeguards the integrity of the closing process. If a title cloud, or defect, such as a missing signature, a tax lien, or some other problem should arise, an independent title agency will work to safeguard the interests of all parties involved, buyer, seller, and lender, and will not place the interest of any one over another.

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