Title Insurance is an important part of the closing puzzle!

Before a real estate transaction can be officially consummated, several details have to come together. The accepted offer is where the work really begins, and a good closing to the real estate transaction requires a team of professionals who all pull together to properly execute the closing. Closings should be seamless and stress free experiences for the buyer and seller, and advance preparation is key!

First National Title (FNT) is Arkansas’ largest independent title insurance agency, and when you’re our client, you can always enjoy the peace of mind that comes from knowing that we work for you! We’re not owned by a financial institution or real estate agency, and our loyalty is to our clients. Most importantly, we have agents in or near your community. We have 25 locations throughout the Natural State, and a team of over 200 professionals to serve you. Contact us any time that you have questions, and give us a chance to earn your business!

Title insurance is a great way to protect yourself from title clouds, which must be resolved before real estate closing can proceed. Common title clouds include delinquent taxes, child support, HOA dues, and legal judgments and liens. Occasionally there might be more severe issues such as fraud, forgery, and unknown heirs, but most commonly it’s simply misfiled paperwork. Whatever the case, legal fees can really add up in the event of a title dispute, and title insurance will protect you from having to pay most of those exorbitant fees out of pocket.

Title insurance falls into two categories. A lender’s policy protects financial institutions. An owner’s policy protects the owner of the property and it is effective for as long as you own the home, and protects you from having to pay legal fees out of pocket in the event of a title dispute.

If you have any questions about title insurance, contact us online, or at any of our 25 Arkansas locations listed below!