Not many emotions can match how it feels when your offer on a new home or investment property is accepted, except for your closing date that will occur later when you’re finally handed the keys! But most of us only buy and sell a few homes throughout our lives, and it takes an entire team of professionals to consummate the sale. First National Title (FNT) is proud to be Arkansas’ largest independent title and closing company, and we’re here to ensure your closing remains on schedule with no unwanted surprises!
We have 25 locations to serve you throughout The Natural State, and you’ll always get to work with an agent in or near your community. We’re always available when you have questions or concerns, and your call will never be routed to an overseas call center. Most importantly, we’re not owned by a financial institution or real estate agency, and every decision we make is made in attempt to consummate a successful transaction!
After your offer is accepted and the property is under contract, our seasoned title agents will confirm that the title is unencumbered, and the owner is in a clear position to sell the property. Common encumbrances include liens against the property title if the owner has outstanding debts or legal judgments, and occasionally there are more serious problems such as fraud, forgery, or previously unknown heirs with a legitimate claim on the property.
Once the title search is complete and we’ve verified that the title is unencumbered, we’ll proceed to the closing of the transaction, and then once all recordings have occurred and funds have been properly disbursed, write you an owner’s title insurance policy from a top underwriter that will be effective for as long as you own your home. In the event of a future title dispute, your policy protects you.
Most of our clients are surprised at how little time that closing actually takes, it is the preparation for the closing that takes time and effort, and you’ll definitely want the professionals at First National Title working for you. Whether this is your first home, your “forever home,” or an investment property that’s too good of an opportunity to pass up, you can always count on legendary service from start to finish!
If you have any questions, Contact us online or at any of our 25 locations listed below.