Purchasing a home can be a very time-intensive process that sometimes involves with a lengthy search for a house that meets your needs and fits your budget. But the hard work really begins after your offer is accepted and the property is under contract. You’ll be working with numerous professionals over the course of several weeks to complete tasks such as inspecting the home, securing the financing, and performing all necessary title research and preparations for the closing. No matter how many times you’ve bought a home, the process does involve specific steps and expertise in accomplishing these steps. The Team of title and closing professionals at First National Title is very experienced in all phases of title and closing and is committed to get you through your closing as smoothly as possible. A simple phone call enables you the opportunity to work with a local agent from start to finish!
First National Title operates independently of ownership from any financial institutions or real estate agencies and we operate 25 locations throughout the Natural State. First National Title does not rely on other companies for our title searches, as we own our own title plants throughout the State of Arkansas. Our agents live and work in your community, and they all understand the importance of great customer service.
Before a home or land can be sold, the seller must be able to demonstrate outright ownership with no liens or encumbrances. When property owners owe back taxes, child support, or HOA dues, their creditors can place liens on the property title, which must be satisfied before the property can change hands. Occasionally there might also be unknown heirs if a previous owner died without leaving a will.
Once our researchers have completed their title search and are satisfied that the title is unencumbered, the transaction will be set for closing. Once the closing has been consummated, we’ll issue you an owner’s title insurance policy that will be effective for as long as you own your home. We offer title insurance products through top underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company. You’ll enjoy true peace of mind in your great new home, and your title insurance policy protects you in the unlikely event of a future title dispute!
If you have any questions, contact us online or at any of our 25 Arkansas locations listed below!