No one enjoys paying insurance premiums, but there’s no doubt about the fact that it’s nice to know that you’re covered. This is particularly true when you’re making a major purchase such as a home or other real estate. There are so many things that can go wrong over the time that you own your home or real estate, you owe it to yourself to enjoy true peace of mind.
When it comes to title insurance companies, you have many choices, but we believe your FIRST choice should always be First National Title (FNT). FNT is the largest independent Arkansas title insurance company, and we want to earn your business. We operate independently from any ownership by any financial institutions or real estate agencies, and you can always count on us making decisions with your best interests in mind.We operate 22 convenient locations throughout Arkansas, and they’re all staffed with the most customer-focused agents and employees in the business. Unlike our competitors, we believe that our clients should be able to work with agents in or near their community, and you’ll never be forced to work with someone in a call center overseas. You’ll always be able to get a local agent on the phone, and if you want to sit down and ask questions to a real person over a cup of coffee, you can.
The first step to prepare for closing is to perform a title search so that we can confirm that there are no title defects (commonly known as title clouds), and that the seller is in a legal position to sell the property. Most title clouds are easy to resolve, and are either clerical errors or unmet financial obligations (unpaid taxes, legal judgments, or delinquent child support payments or HOA dues). Occasionally, there might be cases of fraud or forgery. Whatever the situation, the title to the property cannot be transferred until those title clouds are resolved. Once that’s done, An owner’s policy will be issued to protect you in the event of a title dispute for as long as you own your home.
If you have any questions about title insurance, contact us online, or at any of our 22 Arkansas locations listed below!