First National Title Company has offered title and escrow services for over two decades, and have been there for thousands of closings. After all of the work that goes into preparing for closing on a home or an investment property, many of our clients describe the process of closing as smooth and professional. That makes us happy each time that we hear it, because it usually means that everything has gone according to plan, and that we did our job well.
The process of shopping for a new home usually takes effort. After all, this is going to be your home for several years, and for some people, it might be the last home that you ever purchase. But once your offer is accepted and the home is under contract, the real work begins as you prepare for closing.
If you’re buying or selling a home, land, or an investment property, it seems like common sense to want to work with realtors, lenders, and title professionals that live in your community. Unfortunately, the majority of businesses that provide those services are large corporations that are more loyal to their stockholders than to their clients. Even worse, they ship as many jobs as they can overseas to take advantage of cheap labor.
No one enjoys paying insurance premiums, but there’s no doubt about the fact that it’s nice to know that you’re covered. This is particularly true when you’re making a major purchase such as a home or other real estate. There are so many things that can go wrong over the time that you own your home or real estate, you owe it to yourself to enjoy true peace of mind.
There are a lot of steps that go into purchasing a home, and one of the first is a thorough title search. Over the life of a property, each time the title changes hands, there are a lot of things that can go wrong. These problems are known as “title clouds” and they must be resolved before the property can be sold. If the seller owes delinquent taxes, HOA dues, or unpaid child support, there could be liens on the property. The title search will help identify if there are liens in place, and afford the parties to resolve the issues in order to complete the transaction.