Buying a home is one of the most important events in your life, and even the most straightforward deals involve a lot of advance preparation. It’s important to be sure that everything is in place, so that there are no surprises before closing.
There’s no substitute for professional advice! Before you proceed with any real estate purchase, you should research the closing companies in your area, and find one that you can trust. First National Title Company has been serving Arkansas since 1997, and we hope to earn your business. Here are a few important things that you can do to prepare yourself for closing:
Be patient-Purchasing a home is a lengthy process, but every step is important. You should never feel rushed or pressured to cut corners to make the process move more quickly.
Get all closing documents in advance-Review all closing documents with an attorney or another qualified professional, and don’t be afraid to ask questions until you understand everything that you’re signing.
Do your research-A home inspection is standard, but your research shouldn’t end there. Your closing company will do the necessary title research to confirm that there are no liens or title clouds, and a small investment in title insurance can protect you from out of pocket expenses in the event of a title dispute.
Bring everything that you need to closing-Be sure to have a cashier’s check in hand for your down payment and closing cost, as well as any other required documents.
Trust your instincts– Remember that you always have the power to walk away if something doesn’t feel right. A mortgage is a commitment that you’ll have to live with for a long time, so be sure that you feel comfortable with all of the terms and conditions before you sign.
Preparing for closing is a challenging process, but the good news is that you don’t have to go through it alone. Our team at FNTC has over 100 years of combined experience with closing, title, and escrow services, and we’re ready to put that experience to work for you. If you have any questions, contact us online, or stop by one of our 9 convenient locations throughout the state of Arkansas, and let us know how we can help!