It sometimes takes time to find the right home, and the clock is ticking once your offer is accepted and your property is under contract. First National Title (FNT) is proud to be Arkansas’ largest independent title and closing company, and our clients can always count on our best effort for a smooth closing process from start to finish. We have 26 locations to serve you throughout The Natural State, and you’ll always be able to work with an agent in or near your community. We still believe in taking a small-town, community-centered approach to customer service, and we’re ready to earn your business!
We have a team of experienced title agents who will perform a title search on your new home or investment property to confirm that the seller is in a clear position to sell and that there are no encumbrances on the title. Encumbrances are also known as “title clouds” because they cast shadows over the ability to convey clear title at closing. The most common type of title clouds we encounter are liens placed on the property such as Mortgages that need to be paid off and liens placed by creditors attempting to collect unpaid debts. Occasionally, there might also be more serious problems, such as fraud or forgery, and there could even be previously unknown heirs with a legitimate property claim if a previous owner property owner died without leaving a will.
Once our researchers have completed their title search and are fully satisfied that the title is unencumbered, and once the closing has been completed and all recordings have been accomplished and distributions have been made, we’ll then issue you an owner’s title insurance policy from a trusted underwriter. We proudly offer title insurance products from leading insurers, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company, and we’ll find a policy that best suits your needs and budget.
Your title insurance policy is the best way to protect your new home investment, and it will be effective for as long as you own your home. Your policy protects you in the event of a title dispute, and you’ll be able to fully relax and get off to a great start in your new home!
If you have any questionsabout title insurance, contact us online or at any of our 26 convenient Arkansas locations listed below!