Real estate can be one of the best investments you can make, but sometimes it can take a lot of hard work to get to the finish line after an offer is accepted. For starters, the owner must demonstrate that he or she holds clear title to the property and that there are no liens or encumbrances. The buyer may have to secure financing and schedule an independent property inspection to ensure that there are no undisclosed problems. There will also be plenty of communication and documentation prior to closing amongst several different parties, and the process requires an entire team of professionals. Hiring the right team is essential to ensure a smooth closing, and First National Title (FNT) has 25 convenient locations to serve you throughout The Natural State!
We’re Arkansas’ largest independent title company, and we’re not owned by a financial institution or real estate agency. You’ll always be able to work directly with an agent in or near your community, and you can rest assured that our aim is to provide a hassle-free closing process. Once you’ve found a new home and the property is under contract, our title researchers will get to work to ensure that the title is unencumbered and the seller is in a clear position to sell the property. If a property owner gets financially overextended, his or her creditors can place liens on the property title until those debts are paid off. Occasionally there are also other problems such as fraud, forgery, and unknown heirs.
After our researchers have completed the title search and verified that the title is unencumbered, our expert escrow services team will conduct the real estate closing as per the terms of the contract. Thereafter, once the closing is consummated, we’ll issue you an owner’s title insurance policy that will be effective for as long as you own your home. We offer title insurance from trusted underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company, and you’ll enjoy true peace of mind with your property ownership. In the highly unlikely event of a future title dispute, your title insurance policy protects you.
We’re ready to earn your business and will ensure you’re well-informed and fully prepared for your closing. If you have any questions, contact us online or at any of our 25 locations listed below.