The average home buyer looks at eight or more homes before making an offer, and many people look at as many homes as their realtor is willing to show them. But a new home is likely to be the largest and most important investment you will make, and it’s essential to leave no stone unturned! Once your offer is accepted, our team of experienced title professionals at First National Title (FNT) is ready to help you approach closing confidently!
We’re proud to be Arkansas’ largest independent title and closing company, and you’ll always get to work with an agent in or near your community. We operate independently of ownership from financial institutions and real estate agencies, and we strive to provide the best and most complete service available.
Contact us as soon as your property is under contract, and we’ll get to work ensuring that the seller is the outright owner of the property and there are no liens or encumbrances on the property title. If a homeowner gets financially overextended, his or her creditors might place liens on the property title until the debts are paid off. Other common title defects include clerical errors, fraud, and forgery, and if a property owner dies without leaving a will, there could be unknown heirs with a legitimate claim on the property title. These title defects are also commonly known as “title clouds” because they can cast a shadow on the property.
Once our professional title researchers have verified that the title is unencumbered and the closing on the property has been consummated, we will then issue you an owner’s title insurance policy from a leading insurer. We offer title insurance from top underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company. Your title insurance policy protects you in the event of an unforeseen title dispute. Your policy will be effective for as long as you own your home, and you’ll enjoy true peace of mind as you move into your new home!
If you have any questions about closing or title insurance, Contact us online or at any of our 25 convenient Arkansas locations listed below!