Finding the right home can be a lengthy process, and you owe it to yourself to leave no stone unturned. Once you’ve made an offer on the home that you want and the offer is accepted, you owe it to yourself to find the right title company to assist you with a professional closing process.
First National Title (FNT) is Arkansas’ largest independent title company, and we operate independently of any ownership by a financial institution or a real estate agency. We operate 26 locations throughout The Natural State, and you’ll always get to work with a local agent in or near your community. Before any real estate transaction can be consummated, the seller has to prove that he or she holds a clear title to the property. After your offer is accepted, our team of title researchers will get to work to ensure that the title is free from defects. If a seller owes back taxes or has any outstanding legal judgments, creditors can put liens on the property title. Those liens and encumbrances must be resolved before the property can be sold. Title encumbrances are known as “title clouds” because they can cast a shadow over the closing.
Once our title researchers have confirmed that the title is clear and that the property is ready to sell, we’ll write a title insurance policy to help you protect your investment. We offer title insurance products from highly-rated underwriters including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company. Your title insurance policy will be as effective for as long as you own your home, and will protect in the event of a future title dispute.
Title insurance helps you move into your new home with true peace of mind, and we’re always a phone call away if you have any questions! Contact us online or at any of our 26 convenient Arkansas locations listed below.