Buying a new home or investment property can be very involved, but it also doesn’t have to be difficult! The important thing to remember is to be patient, and hire the right professionals to handle all of your title and closing needs. Buying a home is a big step, and you want to have a committed team of professionals in your corner!
First National Title has a team of nearly 250 dedicated title and closing professionals on staff and 25 convenient locations to serve you! We can help you get ready for closing, and we also offer a host of other great services including 1031 or reverse 1031 property exchanges, and title insurance. Our team of professionals will leave no stone unturned to make sure that you’re ready to approach closing with confidence.
Title research is one of the most important components of a smooth closing. Before any real estate transaction can be consummated, the seller has to prove that he or she holds the title free and clear, and without any “title clouds.” Title clouds can include outstanding debts such as delinquent taxes, child support payments, or legal judgments. If the seller has outstanding debts or judgments, his or her creditors might have liens against the property title. Those debts must be satisfied before the property can be sold. Occasionally there will be bigger problems such as fraud or forgery, but some title clouds only involve small problems such as misfiled paperwork. Whatever the case may be, we have the most experienced team of title researchers in the business and you can count on us to do a thorough job every time. We guarantee it!
As part and parcel of your real estate closing, you’ll typically receive a title insurance owner’s policy that will be effective for as long as you own your home. Your title insurance policy will protect you from potential issues in the event of a title dispute. Your policy will be effective for as long as you own your home, and you can enjoy true peace of mind as you move into your wonderful new home!
If you have any questions about title insurance, contact us online, or at any of our 25 Arkansas locations listed below!