When you buy title insurance, what do you get for your investment?

When you’re looking for an Arkansas title insurance company that you can trust, First National Title is here to earn your business! We are Arkansas’ largest independent title and escrow company, with 24 convenient locations throughout The Natural State. Many title insurance companies are owned by real estate companies or financial institutions, not First National Title, where you’ll always get to work with one of our customer focused team members in or near your community!

Title insurance falls into two main categories. A loan policy is a title insurance policy that protects the lender from losses due to foreclosures, and confirms the lender’s collateral position on the property. The policy remains active until the mortgage is completely paid off. An owner’s policy protects the purchaser of the property, and the policy remains active as long as that person or persons own the home. If title clouds are discovered, an owner’s title policy can protect the purchaser. from most out-of-pocket legal expenses in the event of a property dispute.

After your offer is accepted, our team of experienced title agents will perform a detailed title search during preparations for closing, looking for title clouds. If the owner owes delinquent taxes, child support, HOA dues, or has legal judgments, the property can’t be sold until those title clouds have been resolved. These title defects can delay closing, and can often also involve exorbitant legal fees. Sometimes the title clouds are simple matters of typos or misfiled paperwork, but occasionally there are more serious issues such as forgery and fraud. Contrary to popular belief, most fraud isn’t committed by criminal masterminds forging documents. Typically it’s something more simple such as a relative’s name signed by someone else to expedite a transaction.

Our team of professionals are always committed to providing legendary customer service, and we owe our company’s longevity to repeat and referral business. Contact us today, and we’ll help you have the smoothest closing that you’ve ever experienced!

If you have any questionsabout title insurance, Contact us online, or at any of our 24 Arkansas locations listed below!