First National Title (FNT) is Arkansas' largest independent title company, and we're here to ensure that you have a smooth, hassle-free experience with your upcoming home or land purchase. We have 26 Arkansas locations to serve you, and you can always count on the personal touch when you deal with our experienced local agents. Contact us as soon as your offer is accepted and your property is under contract, and we'll ensure that your closing proceeds on schedule with no unexpected surprises or delays!
The title search is an essential first step in the closing process, and our agents will confirm that the seller can convey clear, unencumbered ownership. Encumbrances are commonly known as "title clouds" because they cast shadows over the property and the closing process. The most common encumbrances you're likely to encounter are liens placed by creditors due to unpaid debts or legal judgments. Some title clouds are simple clerical errors that are relatively easy to resolve, but if a previous owner died without a will, there may even be previously unknown heirs with a legitimate claim to the property!
Once our agents have completed the title search and are fully satisfied that the title can properly be conveyed, your next step will be to proceed to closing. Once the closing of the transaction has been fully consummated, our final step will be to issue you an owner's title insurance policy from a leading insurer. We proudly offer title insurance products from top-rated underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company.
Title insurance is a one-time expense paid at closing, and your policy will remain in effect for as long as you own your home, commercial property, or land tract. Your policy protects you in the unlikely event of a future title dispute, and you'll enjoy true peace of mind as you proceed with your real estate transaction!
If you have any questions about title insurance, contact us online or at any of our 26 convenient Arkansas locations listed below!