We live in a dynamic, changing world, and we buy insurance to protect ourselves from life’s uncertainties. And there’s always plenty of uncertainty whenever you purchase a new home or investment property. A lot can happen over a property’s lifetime, and what you don’t know can hurt you! The good news is that First National Title (FNT) is here to help, and we're here to ensure that you enjoy a smooth closing with no unpleasant surprises!
We’ve been in continuous operation since 1997, and we have 26 convenient Arkansas locations to serve you. We all live and work in The Natural State, and you’ll be able to work face-to-face with an experienced local agent from start to finish. Contact us as soon as your offer is accepted and the property is under contract, and we’ll begin with a thorough title search.
Before a property can be sold, the seller must be able to convey clear title with no liens or encumbrances that could adversely affect ownership of the property. The most common encumbrance you’re likely to encounter are liens due to unpaid debts or legal judgments, but occasionally we’ll uncover more serious problems during the title search, such as fraud or forgery. And if a previous owner died without a will, there could even be unknown heirs with a valid claim to the property!
Once our title agents have completed the title search and verified that the title can be properly conveyed, you’ll be ready for closing. After the closing is complete and the sale has been fully consummated, our final step will be to issue you an owner’s title policy to help protect your investment. We proudly offer title insurance products from trusted underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company, and your policy will be effective for as long as you own the home or land tract. You’ll pay a one-time premium at closing for lifelong coverage, and you’ll be protected in the unlikely event of a future title dispute.
To learn more about title insurance or real estate closings in Arkansas, contact us online or any of our 26 Arkansas locations listed below!