Whether you’re buying a home for your family or investing in commercial real estate, you can’t afford to be hasty or take any shortcuts! It takes an entire team of professionals to perform all the necessary research, inspections, and legal filings, and hiring the right team is the key to a smooth, hassle-free closing. An experienced, professional and independent title company should be the solution, and First National Title (FNT) is here to help!
We’re Arkansas’ largest independent title company with 26 locations to serve you, and you’ll always get to work with a local agent in or near your community. We operate independently of ownership by realtors and lenders and proudly offer insurance products from trusted underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company. But what is title insurance, and how does it protect you?
Title insurance protects both buyers and lenders from financial loss due to previous defects and ownership disputes that may have existed before purchase. The most common type of title defect you’re likely to encounter is liens placed by creditors in an attempt to collect the owner’s unpaid debts or legal judgments. And if a previous owner died without leaving a will, there might even be previously unknown heirs with a legitimate property claim!
After the title search is complete and our agents have confirmed that the seller is able to convey clear, unencumbered title, you’ll be ready to proceed with the closing. And once the sale has closed and been fully consummated and the property has changed hands, our final step will be to issue you an owner’s title insurance policy. Your policy will be effective for as long as you own your home. In the unlikely event of a future title dispute, your policy protects you.
Title insurance enables you to enjoy true peace of mind as you enjoy your new purchase. To learn more, contact us online or at any of our 26 Arkansas locations listed below!