First National Title (FNT) was founded in 1997 on the premise of giving personal and professional assistance to Arkansans as an alternative to large, impersonal out-of-state corporations that might not necessarily have their best interests at heart. Our team has grown to nearly 200 team members, each sharing our passion for legendary customer service. Whether you're buying a new home for your family or investing in commercial property, you'll always be able to work directly with experienced professionals in or near your community from contract to closing!
Contact us as soon as your offer is accepted and the property is under contract, and let us put our experience to work for you! We'll start with a title search to confirm that the property's title is clear and can be properly conveyed with no encumbrances. Encumbrances are commonly known as "title clouds" because they can cast a shadow over the closing. The most common type of encumbrances that you're likely to encounter are liens placed on the title from the owner's creditors in an attempt to collect outstanding debts. Some encumbrances are simple clerical errors, and occasionally there might be problems such as fraud or forgery. And if a previous owner died without leaving a will, there could even be previously unknown heirs with a legitimate property claim!
Once the title search is complete and our closing agents have performed all the required steps to fully consummate the closing, FNT will issue you an owner's title insurance policy that will remain in effect for as long as you own the property. Title insurance is a one-time expense that helps you protect your home or land investment, and you'll enjoy true peace of mind as you proceed with your real estate transaction! We're proud to offer title insurance products through top underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company, and your owner's policy protects you in the unlikely event of a future title dispute.
There's always a lot at stake in any real estate transaction, but you can always count on the personal touch with FNT! If you have any questions about title insurance, contact us online or at any of our 26 Arkansas locations listed below.