It’s essential to be thorough in your search for a new home or investment property, and the average buyer looks at eight or more properties before making an official offer. And once the offer is accepted and the property is under contract, the hard work truly begins! You’ll need a whole team of professionals to help you prepare for closing, and the importance of working with people you can trust can’t be overstated! First National Title (FNT) is proud to be Arkansas’ largest independent title company, and we’re ready to earn your business!
We operate 26 convenient locations to serve you throughout The Natural State, and you’ll always be able to work with experienced professionals in or near your community from start to finish. The process begins with a title search to confirm that the seller can convey clear, unencumbered ownership and that there are no clouds on the property title. Encumbrances are commonly known as “title clouds” because they cast shadows over the property and the closing process. The most common title clouds you’re likely to encounter are liens due to outstanding debts or legal judgments, and those liens must be resolved or released before the property can change hands. And if a previous owner died without leaving a will, there could even be previously unknown heirs with a legitimate property claim!
We operate our own title plants here in Arkansas, and our experienced researchers will leave no stone unturned to ensure that the title is clean and unencumbered before you proceed to closing. Once the closing has been fully consummated, our final step will be to issue you an owner’s title insurance policy to protect your investment. We proudly offer title insurance products from top underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company, and your policy will remain in effect for as long as you own your home or investment property. Your policy protects you in the unlikely event of a future title dispute, and you’ll enjoy true peace of mind with your newly purchased property!
If you have any questions about title insurance, contact us online or at any of our 26 convenient Arkansas locations listed below!