When is the Right Time to Call a Title Company?

When it comes to residential or commercial real estate transactions, most run smoothly without any major complications between the accepted offer and closing. But what happens if there are setbacks? How can you keep yourself protected if things don’t go according to plan?

There’s nothing wrong with assuming that both parties are going to proceed in good faith for a real estate transaction, but, as the old saying goes, you should always “trust, but verify” with a thorough title search. If there are any title defects (commonly known as title clouds), closing can be delayed until they’re resolved, often at your personal expense. That’s where we come in! Our team of title and closing experts at First National Title have hundreds of years of combined experience with real estate closings and title insurance, and we’re ready to put that experience to work for you!

When should you call us? A lot of that depends on how far along you are with your real estate transaction. But a good “rule of thumb” is the earlier in the transaction that you involve your title company, the better. As part of this process you will be the beneficiary of a detailed title examination, and the prudent buyer will consider strongly investing in title insurance, which will protect you from title clouds such as misfiled paperwork, unexpected heirs, legal liens against the property, and fraud. Title insurance will protect you from the exorbitant expenses that you can incur resolving those title clouds, and will give you the peace of mind that comes with knowing that you won’t have to meet unexpected legal fees out of pocket.

Real estate transactions can be complicated, but the good news is that you don’t have to go through them alone! We’re always available every step of the way to answer your questions, and your satisfaction is always guaranteed! If you have any questions, click here to contact us, or visit any of our 11 convenient Arkansas locations!