Searching for a new home is a very important life event! Whether you’re buying an investment property that you intend to resell in the near future or looking for your “forever home,” it’s always important to leave no stone unturned! After your offer is accepted and the property is under contract, the next important step in preparation is to contact First National Title (FNT). FNT is Arkansas’ largest independent title company, and our team of professionals is ready to help you make the process smooth and hassle-free!
We have 25 convenient locations throughout the Natural State to serve you and FNT operates independently of ownership from financial institutions or real estate agencies. You can always count on the personal touch when you work with our experienced team of title and closing professionals, and you’ll always be able to work with an agent in or near your hometown. We’re ready to go to work for you and ensure that your sale is consummated without any unnecessary delays.
Our researchers will research the property title and ensure that it’s free of encumbrances and that the seller can demonstrate clear and merchantable ownership. If the property owner owes back taxes, child support, HOA dues, or outstanding legal judgments, his or her creditors can place liens on the title until the debts are paid off. Occasionally, there are more serious problems, such as unknown heirs with a legitimate claim to the property.
After the title search is complete and our title professionals are satisfied that the title is unencumbered, we’ll be prepared for closing. Once the closing occurs and all requirements are met, FNT will issue you an owner’s policy of title insurance that will be effective for as long as you own your home. We proudly offer title insurance products from top underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company. Your title insurance policy is a great way to protect your new home investment and protects you in the unlikely event of a future title dispute.
To learn more about title insurance, contact us online or at any of our 25 Arkansas locations listed below!