Whether you’re in the market for your first starter home or upgrading to a larger “forever home,” it’s important to leave no stone unturned in your search for a home that meets your needs and your budget. Once your offer is accepted, the last piece of the puzzle is making the preparations for closing. It takes a whole team of professionals to consummate a home or land purchase, and First National Title (FNT) is here to ensure you’re ready!
We’re proud to be Arkansas’ largest independent title company with 25 convenient locations to serve you throughout the Natural State. We operate independently of ownership from real estate agencies or financial institutions, requiring us to earn every business opportunity we get. Our commitment to legendary service is second to none, and you’ll always get to work directly with an agent in or near your hometown!
Title insurance is a must to protect your new home investment, and we offer title insurance products from top underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company. Contact us as soon as your offer is accepted and your home is under contract, and we’ll begin researching the property title to ensure that the seller maintains a clear and unencumbered title and is in a clear position to sell the property with no encumbrances.
If a property owner gets overextended and owes back taxes, child support, HOA dues, or outstanding legal judgments, his or her creditors can file liens against the title that must be resolved before closing. Occasionally, there might also be unknown heirs if a previous owner died without leaving a will. Once our researchers have completed their title search and are satisfied that the title is unencumbered, we’ll be in position to conduct the closing of the transaction. Once the closing has occurred and all the proper documentation has been recorded, we’ll issue you an owner’s title insurance policy that will be effective for as long as you own your home. You’ll get off to a great new start in your new home, and your title insurance policy protects you in the unlikely event of a future title dispute!
To learn more about title insurance, contact us online or at any of our 25 Arkansas locations listed below!