Purchasing a new home is always an exciting time, and we all look forward to getting a great new start. But the clock is ticking once your offer is accepted, and it takes an entire team of professionals to help you prepare for closing. Your team of professionals will typically include realtors, lenders, home inspectors, and other contractors, and the process is challenging no matter how many times you’ve bought or sold a home in the past. But our team of experienced title and closing professionals at First National Title is ready to help you get to the finish line, and you’ll always get to work with a local agent in or near your community!
We operate 25 convenient locations throughout the Natural State to serve you, and our agents live and work where you do! We operate independently of ownership from financial institutions and real estate companies, and every decision we make is intended to be proper, professional and ethical. Once your new home is under contract, our title agents will get to work and ensure that the property title is free from encumbrances and that there will be no surprises at closing.
A seller must be able to demonstrate clear ownership before a home or land can be sold, and our researchers will confirm that there are no defects on the title. If a property owner becomes financially overextended, his or her creditors might have liens against the property title until the debts are paid off. Occasionally, there might be more serious problems, such as fraud, forgery, or unknown heirs, if a previous property owner dies without leaving a will.
After our team of researchers has completed their title search and is satisfied that the title is unencumbered, and once our closing professionals have consummated the real estate transaction, we’ll issue you an owner’s title insurance policy. We offer title insurance products through top underwriters, including First American Title Insurance Company, Chicago Title Insurance Company, Commonwealth Land and Title Insurance Company, Fidelity National Title Insurance Company, and Old Republic National Title Insurance Company. Your policy protects you in the event of a future title dispute and will be effective for as long as you own the home.
If you have any questions, contact us online or at any of our 25 Arkansas locations listed below!